In these notes · The 12 Accounting Theories
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The 12 Accounting Theories

Key Concepts

For each theory, you must be able to: (a) state the name, (b) explain it, and (c) apply it to a given scenario.

TheoryExplanationHow it applies
Accounting entityThe business and its owner(s) are treated as separate and different entities. All transactions are recorded from the point of view of the business.The owner's personal expenses are not recorded in business books. Capital contributions and drawings — being transactions between owner and business — are recorded in the business books.
Accounting periodThe life of a business is divided into regular time intervals.Financial statements are prepared at yearly intervals (e.g. for the year ended 31 Dec 20X5).
Accrual basis of accountingBusiness activities are recorded when they occur, regardless of whether cash is paid or received. Revenue is recognised when earned; expenses are recognised when incurred.Revenue earned in the current period is recorded in this period, even if cash is received later. Expenses incurred in the current period are recorded in this period, even if cash is paid later.
ConsistencyThe same accounting method must be applied to the same item across all accounting periods, so that meaningful comparisons can be made.If the straight-line method is used to depreciate a delivery van, the same method must be used for that van in every later year — the business cannot switch to the reducing-balance method — so that profits can be compared fairly from one year to the next.
Going concernA business is assumed to have an indefinite economic life, unless there is credible evidence it may close down.Assets are recorded at cost rather than at the low amounts they would fetch if the business had to close down, because the business is expected to continue operating.
Historical costTransactions are recorded at their original (purchase) cost.A building bought for $500,000 is recorded at $500,000, even if its market value later rises or falls.
MatchingExpenses incurred are matched against the income earned in the same accounting period, so that profit is accurately determined.Only expenses that helped generate the income of the current period are included in this period's financial statements.
MaterialityWhether an item is significant depends on its size relative to the business's income, profit, assets, or equity. An item large enough to affect stakeholders' decisions is material; a very small item is immaterial and may be recorded in a simpler way.Although a low-cost item that lasts more than a year (e.g. a $15 stapler) would normally be recorded as a non-current asset, it may instead be recorded as an ordinary expense, because the amount is too small to affect any stakeholder's decision.
Monetary theoryOnly transactions that can be expressed in monetary terms (dollars and cents) are recorded.The loyalty of employees or the reputation of a business cannot be quantified in dollars, so they are not recorded in the books.
Objectivity theoryAccounting information must be supported by reliable and verifiable evidence, so that financial statements are free from personal opinions and biases.All transactions are verified and supported by source documents (e.g. invoices, receipts, bank statements).
PrudenceWhen there is uncertainty, choose the accounting treatment that least overstates assets and profits, and least understates liabilities and losses.Prudence applies wherever an asset could be overstated — inventory is shown at the lower of cost and net realisable value (NRV), trade receivables are shown at their net amount (trade receivables − allowance for impairment), and non-current assets are shown at net book value (cost − accumulated depreciation) — so that assets and profit are not overstated.
Revenue recognition theoryRevenue is recognised when goods have been delivered or services have been provided, not when cash is received.If a customer pays in advance, the payment is not recognised as revenue until the goods are delivered or the service is performed.
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How to Remember

The most commonly confused theory pairs:

Common confusionHow to tell them apart
Monetary vs Objectivity
  • Monetary = cannot be measured in $, so not recorded
  • Objectivity = must have evidence (source documents) to verify what is recorded
Accounting entity vs Accounting period
  • Entity = business is separate from its owner
  • Period = business life is divided into time intervals
Accrual basis of accounting vs Revenue recognition
  • Accrual basis is the broad principle (record when it occurs)
  • Revenue recognition is the specific rule for revenue (record when earned, not when cash is received)
Historical cost vs Going concern
  • Historical cost = record at original cost
  • Going concern = assume the business will continue (so assets need not be valued at the low prices they would fetch in a forced closing-down sale)
Prudence vs Materiality
  • Prudence = choose the more conservative value when uncertain
  • Materiality = for a very small item, the strict treatment can be relaxed — e.g. a low-cost, long-lasting item is expensed rather than recorded as a non-current asset
Worked Example
Scenario: Firefly Traders purchased a delivery van for $80,000 in January 20X5. By December 20X5, the market value of the van had risen to $95,000. The owner wants to update the records to show the van at $95,000.

Name and explain the accounting theory that requires the van to remain recorded at $80,000.

1
Identify what is happening

The owner wants to revalue the asset upward from its original purchase price to its current market value.

2
Identify the theory

This is the Historical cost theory.

3
Explain the theory in the context of the scenario

Under the historical cost theory, transactions are recorded at their original cost. The van was purchased for $80,000, so it must remain recorded at $80,000 in the books, regardless of any subsequent changes in market value.

Final Answer:
Name: Historical cost theory
Explanation: Transactions are recorded at their original cost. The van cost $80,000 when purchased by Firefly Traders, and this is the value that must be used in the accounting records — not the current market value of $95,000.

Common Mistakes
1

Applying the wrong theory when something "cannot be measured in $." When the scenario describes something that cannot be quantified in monetary terms (e.g. employee loyalty, business reputation, staff morale), the theory is always Monetary theory — not objectivity or materiality.

2

Applying the wrong theory when owner's personal items are kept separate from the business. This is always Accounting entity theory. The key signal words are "owner" and "business are treated separately" or "owner's personal [item] is not recorded."

3

Giving only the definition without applying it to the scenario. Theory questions are typically [2] marks: [1] for the name, [1] for explaining the theory in the context of the specific scenario. Do not just copy the definition — connect it to what is described in the question.

Check Your Understanding
Cobblestone Trading does not record the owner's personal car loan in the business books. Which accounting theory applies?
Reveal answerHide answer
Accounting entity theory — the business and owner are treated as separate entities; the owner's personal transactions are not recorded in the business books.
The Corner Goods values its ending inventory at $4,200 (cost price) even though they could be sold for $4,800 (market value). Which theory applies?
Reveal answerHide answer
Prudence — when there is uncertainty, the more conservative (lower) value is used to avoid overstating assets.
Lakeview Properties earns $5,000 of service fees in May but the client only pays in June. In which month should the revenue be recognised, and which theory applies?
Reveal answerHide answer
May. Revenue recognition (or accrual basis of accounting) — revenue is recognised when the service is provided (May), not when cash is received (June).